How to Read a Company Earnings Report
UK-listed companies publish half-year and full-year results through the London Stock Exchange's RNS. Here is how to read past the headline…
Rachel Stone
Rachel Stone
Personal Finance Editor
Rachel Stone writes about borrowing, budgeting, credit and consumer rights, with a focus on clear, practical guidance and pointing readers to trustworthy help.
The Psychology of Money: Why We Make Irrational Financial Decisions
Daniel Kahneman and Amos Tversky's prospect theory showed we feel losses about twice as intensely as equivalent gains. Here is how…
Rachel Stone
How to Start Investing With £500
£500 is enough to open a Stocks and Shares ISA and buy a genuinely diversified global index fund. Here is a step-by-step guide to doing it…
Rachel Stone
Buildings and Contents Insurance Explained
Buildings insurance covers the structure of your home; contents insurance covers your belongings. This UK guide explains what each…
Rachel Stone
Remortgaging Explained (UK)
Remortgaging means switching your mortgage to a new deal, often with a different lender. This UK guide explains why and when people…
Rachel Stone
How to Track Your Spending
Tracking your spending means recording where your money actually goes so you can manage it. This UK guide explains why it works, the main…
Rachel Stone
Fixed vs Variable Rate Mortgages
Choosing between a fixed and a variable rate mortgage shapes your payments for years. This UK guide explains fixed rates, trackers, the…
Rachel Stone
Understanding Your Credit Score in the UK
There is no single UK credit score — Experian, Equifax and TransUnion each hold a file, and lenders use their own models. Here is what…
Rachel Stone
Financial Independence (FIRE) Explained
FIRE stands for Financial Independence, Retire Early. This UK guide explains the idea behind the movement, the maths of the savings rate…
Rachel Stone